Treasuries Maintain Losses Before Home Sales, Spending Reports

Dec. 21 (Bloomberg) -- Treasuries held losses from yesterday on prospects U.S. reports on housing and consumer spending this week will add to evidence the world’s largest economy is gaining momentum.

Yields on benchmark 10-year notes maintained yesterday’s gain, the sharpest advance in more than seven weeks, as Asian stocks extended a global equities rally, sapping demand for the relative safety of U.S. government securities. The difference between yields on 10-year debt and Treasury Inflation Protected Securities, a gauge of expectations for consumer prices, touched 2.11 percentage points, the widest in two weeks. The Treasury sells $29 billion of seven-year notes today.

“The U.S. recovery is going well and the consensus is that there won’t be a double-dip recession,” said Kazuaki Oh’e, a debt salesman in Tokyo at CIBC World, a unit of Canada’s fifth- largest lender. “The market realizes that yields had fallen too much.”

Ten-year rates were little changed at 1.93 percent as of 2:49 p.m. in Tokyo, according to Bloomberg Bond Trader prices. The 2 percent securities due November 2021 changed hands at 100 5/8. The rate rose 11 basis points, or 0.11 percentage point, yesterday, the steepest climb since Oct. 27.

The yield on 10-year debt has fallen 136 basis points in 2011, set for the biggest annual decline in three years, as concern the European debt crisis will spread prompted investors to seek a refuge. The rate sank to a record 1.67 percent on Sept. 23.

The MSCI Asia Pacific Index of shares rose 2 percent today after the Standard & Poor’s 500 Index rallied 3 percent yesterday.

Housing, Spending

Sales of previously owned homes in the U.S. probably increased 2.2 percent in November, following a 1.4 percent gain the prior month, according to the median estimate of economists in a Bloomberg News survey before the National Association of Realtors releases the figure today. Consumer spending rose for a fifth month in November, adding 0.3 percent, economists forecast before a government report due Dec. 23.

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Treasuries Maintain Losses Before Home Sales, Spending Reports

8, as investors bet that banks will use the cash to buy government debt. Economists in a survey forecast banks would seek 293 billion euros. Results will be announced today and the loans will start tomorrow. “It seems bad news out of Europe has been



Asia Stocks, Euro Gain on US Growth, Europe; Bond Risk Falls

Taiwan's Taiex index jumped 4.2 percent, the region's biggest advance. Vice Premier Sean Chen said yesterday the island will let the National Stabilization Fund buy stocks to support local markets when necessary. The Shanghai Composite Index added 0.2



Hulic's Shoei Takeover Underscores Woes of Japan Builders

“Smaller developers want to expand their business,” said Masahiro Mochizuki, an analyst at Credit Suisse Group AG in Tokyo. “With no profit increase, they can't expand their asset size. To build an apartment, they have to buy land in advance,



Healthways to cut total of 275 jobs

The contract, which Cigna disclosed in October plans to start winding down next month in advance of its February 2013 expiration, accounted for roughly 17 percent of Healthways' revenues. That led to Healthways' decision to close two Cigna-dedicated



Louisiana Business: Irvin Mayfield, New Orleans Hornets, Blue Cross, Citizens ...

Citizens did send out advance Additional Living Expense checks to its policyholders within 30 days to help them offset the expenses of evacuation, or finding other living accommodations, yet the court viewed this as not being enough to satisfy the




Small Business Loans for Bad Credit: Available Options | Grow VC ...

This is a Guest Post by Sara Mackey . Sara is a business finance analyst and editorial manager at  www.connexx.com , a guide in the field of small business finance since 1998.

Every business needs working capital in order to start-up, expand or maintain their company until it generates a positive cash flow. However, many small business owners have poor individual credit and cannot get approved for traditional business bank loan. There are small business loans for bad credit, but many of these loans will end up bankrupting the small business with exorbitant interest rates.

Both lenders and banks use credit scores and credit histories to determine the risk of a potential borrower. There are a few types of business loans or alternative financing available to obtain the business working capital needed for individuals who have bad credit.

Accounts receivable invoice factoring is one such option. Invoice factoring is a means in which a small business can convert their sales on credit terms into an immediate cash flow. A small business can sell their fresh invoices at a rate below their face value, usually between sixty and eighty percent of their worth, in order to obtain the capital they need. The potential line of credit is based on the strength of the invoices rather than on the strength or credit rating of the small business owner.

Business cash advance loans, also known as a merchant loan or merchant cash advance, is another popular option for small business loans for bad credit. A merchant cash advance loan is determined by credit or debit card transactions. Rather than paying the loan amount back in monthly payments, cash advance loans subtract a percentage of each credit card transaction. Business cash advance loans provide the business working capital without the stringent requirements of conventional business loans. Business cash loan amounts are determined by past transaction history rather than on the credit score of the business owner.


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