Our Say: Marylanders' fiscal safety nets fraying
The CFED ranked Maryland only 19th among all the states and Washington, D.C., for the financial security of its residents. It estimated that a fifth of Marylanders are "asset poor," meaning they have little or nothing to fall back on if unemployment, a medical emergency or some other disastrous reverse caused a lose of income.
Actually, things may be worse than that. In a summary of its findings, the CFED said that if you exclude assets such as homes and cars, which are not quickly convertible into cash, nearly a third of Maryland residents - 32.3 percent - are in "liquid asset poverty."
The CFED gave Maryland a grade of C for financial assets and income. The state ranks 45th in average credit card debt, 44th in borrowers 90-plus days overdue, 31st in the bankruptcy rate, 35th in the foreclosure rate, 50th in the number of delinquent mortgage loans, 35th in housing costs for homeowners and 28th in housing costs for renters.
This indicates that a lot of this state's high incomes are eaten up by a high cost of living (and high taxes), and many Marylanders have to stay on their financial tiptoes just to keep their noses above water. Heaven help us if there's another big wave.
Regulating raft-ups?WE'RE RELUCTANT to have yet another piece of red tape added to the lives of Marylanders - in this case, the state's boaters. But the Natural Resources Police may have a point in backing state legislation that would forbid a marine gathering of 50 or more boats without a permit from the Department of Natural Resources.
The point was tacitly conceded by Jimmy Jernigan, the organizer of the annual Bumper Bash in the Magothy River, when he said he will drastically scale down the event. The bash started with something like 20 boats but has recently been drawing more than 800.
Such a gathering, as noted in the Department of Legislative Services' fiscal note on Senate Bill 127, demands the presence of 10 to 20 NRP officers. These officers are kept busy maintaining safe navigation channels, rescuing swimmers and boaters, keeping a damper on disorderly conduct and handing out citations.
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In a summary of its findings, the CFED said that if you exclude assets such as homes and cars, which are not quickly convertible into cash, nearly a third of Maryland residents - 32.3 percent - are in "liquid asset poverty." The CFED gave Maryland a
You just had a collapse of the financial markets and [they saw that] everyone was suffering from a lack of cash." One of the companies to benefit from the government was Solyndra, which had a loan application pending when President Obama took
Free cash flow for the year was $734 million compared with $735 million in 2010. -- The company repurchased 8.8 million shares for $533 million in 2011, which included 1.0 million shares in the fourth quarter. The company had approximately 4.7 million
Let me begin by thanking God for the goodness of Maryland – for her natural beauty, for the goodness of her people, for the hope we see in the eyes of each of our children. Let me also begin by thanking the men and women of Maryland who serve in our
By John W. Schoen, Senior Producer One big reason: mortgage bankers have gotten a lot choosier about approving loans, according to a report by Goldman Sachs economists Hui Shan and Jari Stehn. By some measures, they're pickier than they were before the
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Olney, MD (PRWEB) June 5, 2007
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