Cordray's first action as consumer-finance chief is examining payday lenders
The Ohio Supreme Court is continuing a trend of rulings that declare personal information in government records as exempt from release under the state's public records laws.
In a 5-2 ruling released today, the justices upheld an appellate court ruling that a Cleveland lawyer was entitled to receive parent-completed questionnaires concerning the possible lead poisoning of children living in public housing. However, the Supreme Court reversed the appeals court in ruling that names, dates of birth and other personal identifying information should be redacted.
The personal information is not a public record because it does not “document the organization, functions, policies, decisions, procedures or operations” of the Cleveland Metropolitan Housing Authority, the justices found.
The housing authority had argued against the release of any records, claiming that the lead-poisioning questionnaires were medical records exempt from release and that providing the documents would violate federal privacy laws.
The justices, however, rejected those claims, noting that medical records are generated only during the course of medical treatment, which was not a part of the case on appeal.
Here are the Supreme Court's release on its ruling and a link to a video of oral arguments in the case.
payday loans cincinnati ohio - News
Dodd-Frank, the financial-regulation overhaul that created the consumer bureau, authorizes the bureau to begin immediate supervision of mortgage originators and servicers, private student lenders and payday loan firms once a director was in place,
When compared with alternatives such as bouncing checks or paying reconnection fees on utilities, they argue, short-term payday loans are a good deal, despite interest rates that can run upward of $15 to $20 for every $100 borrowed.
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