Obama pushes fight for Cordray CFPB
President Barack Obama is targeting Red State Republican senators opposed to Richard Cordray’s nomination as director of the new Consumer Financial Protection Bureau — part of his larger strategy to portray the GOP as pawns of Wall Street.
Cordray, a well-regarded former Democratic Ohio attorney general and five-time Jeopardy! That stance, Obama advisers believe, puts GOP senators at risk from constituents who want to see the agency crack down on the financial services industry, especially payday lenders. “We intend to aggressively take the case for Mr. Cordray’s nomination directly to the American people,” deputy press secretary Josh Earnest said Sunday — ahead of Obama’s Tuesday visit to red Kansas. The administration is planning to turn up the heat on senators, by making officials — and Obama himself — available to print and broadcast journalists in deep-red Alaska, Indiana, Tennessee and Utah, along with bluer Iowa, Maine, and Nevada. The effort culminates with a round-robin Obama interview with local TV anchors from major markets in all those states. “The White House and the president himself will be devote a special effort to citizens in seven states,” added Earnest, who said Obama would ramp up his efforts even more in those states “if the senator who was elected to represent them in Washington, D.C., sides with the financial industry and votes to block his nomination.” Earnest said the push would be among the most “aggressive” efforts Obama has made on behalf of any nominee short of a Supreme Court confirmation. It also doesn’t hurt that decision to focus on Republican-dominated states helps deflect criticism the president is wasting taxpayer cash with campaign-style trips to battlegrounds. Still, the push isn’t likely to sway senators before Thursday, although Massachusetts Republican Sen. Scott Brown has come out in favor of Cordray. But Democrats see this as a big part of their campaign to portray their party as the friend of the middle class, even though the Obama White House and other Democrats green-lighted big bonuses to bailed-out financial firms in early 2009.
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It notes that payday lenders charge on average $16 in fees for a $100 two-week loan, the equivalent to an annual interest rate of 400 percent. An estimated 20 million individuals rely on payday loans, according to research cited in the report.
I'll bet I could post an ad on Craigslist Washington DC and find a recent Ivy League grad willing to work for 30 grand a year who understands the substance and politics of mortgage subsidies. But maybe I'm wrong. Maybe Gingrich really did provide this
Texas officially is ranked No. 39 in financial literacy out of 51, counting Washington, DC, and 44th in financial behavior. Among the best were Northern states, such as New Hampshire, Minnesota, Idaho, Washington, Colorado, Wisconsin and Utah.
Treasury Secretary Timothy Geithner held a news conference Thursday at the CFPB's Washington, DC, headquarters to urge the Senate to confirm Mr. Cordray, who stood silently behind him. Of the concerned Republicans, Mr. Geithner asked "who are they
Topics vary from increasing the minimum wage to $8.25 per hour, to limiting the interest rates charged by payday loan businesses. Two initiatives would legalize cannabis (commonly known as marijuana) for individuals 21 years or older.
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